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Navigating Money & Moving In Together

Money & Relationships: Moving in Together So you’re thinking about moving in with your partner? CONGRATULATIONS! What a fun time of life. There are so many things that are really great about moving in together. But living with someone new can be hard when you’re navigating sharing some or all of your finances. This article …

Things I Stopped Buying and Don’t Miss

Things I Stopped Buying and Don’t Miss Today I’m talking to you about the things I have stopped buying and do not miss. You read that right. I stopped spending money on things and I’m not remotely sorry about it. Now, none of these item are particular profound or life-changing. I didn’t stop buying clothes …

27 Ways To Reduce Your Utility Bills

There is only so much we can control our expenses and utilities are absolutely essential expenditure so we cannot cut them out completely. However, it’s not much fun spending money on utilities so I suggest you reduce your utility bills as much as possible and use that money towards your goals which could include fun …

How to exercise without blowing your budget!

Many of us will have prioritised exercise as part of our 2020 new years resolutions. There are limitless benefits to regularly exercising and it is something that all us should definitely prioritise. BUT, it does not have to cost a fortune. You can definitely exercise affordably. In this blog post, I am giving you 7 …

Budget is not a dirty word!

‘Budget’ is not a dirty word. There I said it! I have come to realise that for some people the term ‘budget’ can have a lot negative connotations. For some people the word budget is synonymous with frugal or cheapskate. It can suggest cutting back on your favourite things, doing without or being cheap. For …

10 Ways to Keep Wedding Costs Under Control

Wedding Costs Weddings can be hugely costly especially for the bride and groom. Many wedding budgets grow and inflate multiple times between the engagement and the actual wedding as you add in lots of ‘extras’ that have suddenly become wedding day ‘essentials’. In my day job we call this ‘scope creep’. 🙂 I have seen …

Spending Freeze Challenge

What is a spending freeze? A spending freeze challenge is usually a week long period where you spend NO money. By no money, I mean zilch, nada, zero! That means cutting out all of the following list of items. Eating out Grocery shopping Coffees Taxis Cocktails/drinks at a pub/bar Outings such as the zoo or …

The 7 Day Rule

The 7 Day Rule is a great strategy to prevent impulse spending and buyers remorse. The principle is very simple. You give yourself a “cooling-off period” of 7 days before making purchases above a certain threshold, say €100. The idea is that by having a delay before making a larger purchase you avoid getting swept …

How To Keep Your Spending On Track – Part 2

This is Part 2 of my blog series on ‘Ways to Keep Your Spending on Track’. Make sure if you haven’t already, that you read part 1 here. Now, let’s get straight into it without further delay with strategy number 6 below… 6. Online Shopping I use caution with this suggestion because it won’t work …

How To Keep Your Spending On Track – Part 1

One of the things I hear all the time is “I just can’t keep my spending on track” or “if I could get control of my spending it would be so much easier to meet my goals”. Here are a list of different things I have tried over time to keep my spending on track. …